Long Term Care
Long-term care is a range of services and supports you may need to meet your personal care needs as you get older. With expenses for in-home care as well as assisted living and nursing facilities on the rise, creating your long-term plan might seem like a daunting task. Even if you aren’t sure you’ll ever need long-term care, it’s important to plan ahead in case of emergency, unexpected illness, or injury.
In thinking about long-term care, you must consider where you will live as you age if you cannot live in your home. Some considerations include:
- Special Assistance and Assisted Living. Assisted living is for individuals who need assistance with everyday activities such as meals, medication management, bathing, dressing, or transportation. Some residents may have memory disorders like Alzheimer’s, or they may need help with mobility, incontinence, or other challenges.
- Medicaid. A joint federal-state program that provides health insurance coverage to seniors and people with disabilities, Medicaid also covers nursing home care for those who qualify. Ideally, specialized planning can be utilized in advance of needing Medicaid benefits, but a qualified attorney can assist in attaining benefits in a crisis situation as well.
- Program of All-Inclusive Care for the Elderly (PACE). PACE is a nonprofit program that provides care for a limited number of Medicaid eligible persons. It is able to provide comprehensive health and social services in the home, PACE community day care center, and nursing home.
- Community Alternatives Program (CAP). CAP programs are Medicaid home and community-based service waivers granted by the Health Care Financing Administration (HCFA). The CAP programs provide home and community-based services to Medicaid recipients who require care in a nursing facility.
While many people are hesitant to plan so far ahead, it’s never too early to start considering your long-term future and long-term care. Working with a qualified elder law attorney can help walk you through this process. The team at Salines-Mondello Law Firm, PC is experienced in long-term care guidance and legal counsel and can advise you on the best care options for your financial and family situation. You can count on our attorneys to provide you with comprehensive, compassionate services.
To begin planning for your long-term care and taking steps forward in North Carolina, contact our office at (910) 777-5734 and schedule your first, fully confidential consultation.