VA Planning and Qualification
Many families struggle to provide the necessary care for aging or disabled veterans and their spouses. Unfortunately, many of these families are unaware that the Department of Veterans Affairs provides Aid and Attendance and/or Homebound benefits to help.
These important financial services are paid in addition to the basic pension rate for disabled wartime veterans or their surviving spouses who have limited income, are 65 and older, or are permanently and totally disabled if under 65. The funds may be used to help pay for the care of the veteran or their spouse in the home, nursing home, or assisted living facility.
The qualifications for who is eligible to receive Aid and Attendance benefits include the following categories:
- Service. A veteran must have served at least 90 days of active military duty, with at least one of those days during wartime (defined by the Veteran’s Administration). The veteran cannot have been dishonorably discharged.
- Medical. The veteran or surviving spouse must show they require the “aid and attendance” of another person to perform the basic activities of daily living, including if they are:
- In need of another person to perform personal functions
- Blind or nearly blind
- Confined to a nursing home
- Financial. The person applying for the benefit must have financial need. There are no set asset limits when it comes to Aid and Attendance eligibility. However, your gross income from all sources less a portion of your unreimbursed medical expenses—also known as Income for VA Purposes (IVAP)—must be less than the annual benefit amount in order to qualify.
Applying to receive the Aid and Attendance benefits is a complex, lengthy process. While the forms are available to do it yourself, you must wait a year before you can reapply if you are denied. Thus, it is absolutely critical to have the help of a qualified VA planning and qualification lawyer in order to increase your chances of qualifying and ensure you file the right paperwork.
The attorneys at Salines-Mondello Law Firm, PC are experienced in VA planning and assisting clients who meet the requirements above attain for Aid and Attendance benefits. We can help you determine if you are eligible for VA Aid and Attendance benefits and even rearrange your assets or income to qualify legally. These methods are all legal but making other changes yourself could result either in a penalty period or even complete disqualification from receiving Medicaid benefits if they are needed in the future.
To look into getting your VA Aid and Attendance or Homebound benefits in North Carolina today, contact Salines-Mondello Law Firm, PC by phone at (910) 777-5734 and schedule your first, fully confidential consultation.